These are all valid reasons why you might not be able to set up direct deposits with your bank. Maybe you’re between jobs, are self-employed, or your employer pays you by check or in cash. Many banks also require that you link direct deposit to your account to get the sign-up bonus, which can be problematic if you work for a company that doesn’t support it. You may also have to satisfy a minimum deposit threshold upon account opening. For example, you may have to maintain a minimum balance requirement or average daily balance. Most bank bonuses have a few qualifying requirements. Queue bank promotions without direct deposit requirements! But there’s one caveat - you can only get the bonus if you enroll in monthly direct deposits, which your employer doesn’t offer. It has all the features you need, including a $300 cash bonus just for signing up. You’re looking around for a new checking account and think you’ve found the perfect one. This does not influence our recommendations or editorial integrity, but it does help us keep the site running. At no extra cost to you, some or all of the products featured below are from partners who may compensate us for your click.
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